2501 Valley Creek TrlMcKinneyTX75072
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder2501 Valley Creek Trl, McKinney, TX, 75072 in McKinney is a stable, well-positioned rental at $725,000. Rental yield 7.89%. DSCR 1.46 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $200,304 in value and $6,677/yr in principal paydown builds equity, a total projected return of $249,315.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 5.8% |
| Monthly Cash Flow | $(447) | $1,850 |
City averages based on McKinney market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,764 |
| Total Monthly Debt Service | $4,923 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
0.39 Acres lot
$N/A/sqft
$670 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
0.39 Acres lot
$N/A/sqft
$670 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jane Clark • Keller Williams NO. Collin Cty
Mls Name: NTREIS
Mls ID: #20976638
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