2500 Castle Pines Dr UNIT 8Great FallsMT59405
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.88% yield at 2500 Castle Pines Dr UNIT 8, Great Falls, MT, 59405 in Great Falls is solid, but the $1,596/mo payment compresses net cash flow to $156/mo at $355,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $98,080 by year five, and $3,270/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.46) without U.S. income documentation. Total projected return: $144,533.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.1% |
| Monthly Cash Flow | $156 | $420 |
City averages based on Great Falls market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,330 |
| Total Monthly Debt Service | $2,034 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2022
0.78 Acres lot
$N/A/sqft
$100 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59405, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,339 (100%) |
| Owner Occupied HU | 7,498 (48.9%) |
| Renter Occupied HU | 6,585 (42.9%) |
| Vacant Housing Units | 1,256 ( 8.2%) |
| Median Home Value | $263,717 |
| Average Home Value | $330,908 |
Housing Distribution
Address Breakdown
Residential
15,583
Single Family
13,599
Multi-Family
1,984
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2022
0.78 Acres lot
$N/A/sqft
$100 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59405, Great Falls, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,339 (100%) |
| Owner Occupied HU | 7,498 (48.9%) |
| Renter Occupied HU | 6,585 (42.9%) |
| Vacant Housing Units | 1,256 ( 8.2%) |
| Median Home Value | $263,717 |
| Average Home Value | $330,908 |
Housing Distribution
Address Breakdown
Residential
15,583
Single Family
13,599
Multi-Family
1,984
Businesses
990
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dustin J Young • Dustin Young and Company
Mls Name: MRMLS
Mls Provider:
Mls ID: #30054969
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.