2500 Bay Point Ln #833Osage BeachMO65065
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 2500 Bay Point Ln #833, Osage Beach, MO, 65065 in Osage Beach achieves 1.68, rent of $1,808/mo covers the $1,079/mo payment 1.5x over at $240,000. Rental yield 9.04%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $66,308 over five years, with $2,210/yr in principal reduction bringing total projected return to $111,222.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.2% |
| Monthly Cash Flow | $(69) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,808 |
| Total Monthly Debt Service | $1,399 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65065, Osage Beach, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,085 (100%) |
| Owner Occupied HU | 2,252 (27.9%) |
| Renter Occupied HU | 1,007 (12.5%) |
| Vacant Housing Units | 4,826 (59.7%) |
| Median Home Value | $370,844 |
| Average Home Value | $425,230 |
Housing Distribution
Address Breakdown
Residential
3,931
Single Family
3,906
Multi-Family
25
Businesses
887
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1987
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65065, Osage Beach, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,085 (100%) |
| Owner Occupied HU | 2,252 (27.9%) |
| Renter Occupied HU | 1,007 (12.5%) |
| Vacant Housing Units | 4,826 (59.7%) |
| Median Home Value | $370,844 |
| Average Home Value | $425,230 |
Housing Distribution
Address Breakdown
Residential
3,931
Single Family
3,906
Multi-Family
25
Businesses
887
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: LOBR
Mls ID: #3586189