250 Leah LnDuncanAZ85534
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 250 Leah Ln, Duncan, AZ, 85534 in Duncan: $2,078/mo in rent, $287/mo in net income, 8.23% gross yield, 1.53 DSCR, all at $303,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $83,713 in appreciation and $2,791/yr in principal paydown projects total cumulative return of $133,025.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.5% |
| Monthly Cash Flow | $287 | $300 |
City averages based on Duncan market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,078 |
| Total Monthly Debt Service | $1,671 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85534, Duncan, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,296 (100%) |
| Owner Occupied HU | 894 (69.0%) |
| Renter Occupied HU | 157 (12.1%) |
| Vacant Housing Units | 245 (18.9%) |
| Median Home Value | $157,246 |
| Average Home Value | $157,623 |
Housing Distribution
Address Breakdown
Residential
856
Single Family
811
Multi-Family
45
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85534, Duncan, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,296 (100%) |
| Owner Occupied HU | 894 (69.0%) |
| Renter Occupied HU | 157 (12.1%) |
| Vacant Housing Units | 245 (18.9%) |
| Median Home Value | $157,246 |
| Average Home Value | $157,623 |
Housing Distribution
Address Breakdown
Residential
856
Single Family
811
Multi-Family
45
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices