250 Hermitage StPhiladelphiaPA19127
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 250 Hermitage St, Philadelphia, PA, 19127 in Philadelphia. At $279,000 it earns $2,144/mo in rent and distributes $316/mo to the owner after the $1,255/mo payment, a consistent 9.22% yield. DSCR 1.71 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $77,083 in value; $2,570/yr in principal paydown compounds ownership stake. Total projected return: $126,560.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.8% |
| Monthly Cash Flow | $316 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,144 |
| Total Monthly Debt Service | $1,717 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
1,604 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19127, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,034 (100%) |
| Owner Occupied HU | 1,380 (34.2%) |
| Renter Occupied HU | 2,223 (55.1%) |
| Vacant Housing Units | 431 (10.7%) |
| Median Home Value | $352,736 |
| Average Home Value | $437,197 |
Housing Distribution
Address Breakdown
Residential
3,681
Single Family
2,795
Multi-Family
886
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
1,604 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19127, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,034 (100%) |
| Owner Occupied HU | 1,380 (34.2%) |
| Renter Occupied HU | 2,223 (55.1%) |
| Vacant Housing Units | 431 (10.7%) |
| Median Home Value | $352,736 |
| Average Home Value | $437,197 |
Housing Distribution
Address Breakdown
Residential
3,681
Single Family
2,795
Multi-Family
886
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Matthew McGill • McGill Real Esate
Mls Name: Bright MLS
Mls ID: #PAPH2530372