250 E Harbor View Dr #108Fond Du LacWI54935
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 250 E Harbor View Dr #108, Fond Du Lac, WI, 54935 in Fond Du Lac is capital appreciation. Rental yield 1.68%. The 1.68% gross yield at $899,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $248,377 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.31) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $35,792.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.7% | 7.8% |
| Monthly Cash Flow | $(4,773) | $420 |
City averages based on Fond Du Lac market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,260 |
| Total Monthly Debt Service | $5,676 |
| DSCR Ratio | 0.22x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54935, Fond Du Lac, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,579 (100%) |
| Owner Occupied HU | 11,099 (56.7%) |
| Renter Occupied HU | 7,418 (37.9%) |
| Vacant Housing Units | 1,062 ( 5.4%) |
| Median Home Value | $205,150 |
| Average Home Value | $245,383 |
Housing Distribution
Address Breakdown
Residential
18,557
Single Family
15,135
Multi-Family
3,422
Businesses
1,123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54935, Fond Du Lac, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,579 (100%) |
| Owner Occupied HU | 11,099 (56.7%) |
| Renter Occupied HU | 7,418 (37.9%) |
| Vacant Housing Units | 1,062 ( 5.4%) |
| Median Home Value | $205,150 |
| Average Home Value | $245,383 |
Housing Distribution
Address Breakdown
Residential
18,557
Single Family
15,135
Multi-Family
3,422
Businesses
1,123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Becky Kissinger • Acacia Real Estate Group
Mls Name: RANW
Mls ID: #50294968
Disclaimer: Copyright REALTORS Association of Northeast Wisconsin MLS, Inc. - All Rights Reserved Information received from other 3rd parties: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal. Neither listing broker nor Zillow, Inc. nor RANW MLS shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.