250 2nd Ave, Saint James, NY, 11780 | 7.01% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Saint James at 250 2nd Ave, Saint James, NY, 11780 generates $4,086/mo in rent, after a $3,421/mo payment. Total monthly income is $4,086/mo. Return on cash invested sits at 17.03% in year one, and rental yield is 7.01% on a $699,000 entry. Equity gained on principal adds $4,511/yr, while 5% annual appreciation builds toward $193,121 over five years. Five-year ROI reaches 88% and total cumulative return in cash sums $202,370. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $4,086/mo property income rather than buyer’s personal income.

Single Family

Built in 1962

0.25 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 11780, Saint James, NY area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,698 (100%)
Owner Occupied HU	4,802 (84.3%)
Renter Occupied HU	607 (10.7%)
Vacant Housing Units	289 ( 5.1%)
Median Home Value	$732,275
Average Home Value	$822,409