25 W Main StElversonPA19520
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 25 W Main St, Elverson, PA, 19520 in Elverson earns a 9.47% gross yield at $360,000. Rent of $2,840/mo nets $481/mo after the $1,619/mo mortgage. The 1.75 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $99,461 and $3,316/yr in equity accumulation project a total cumulative return of $168,003.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $481 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,840 |
| Total Monthly Debt Service | $2,216 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1929
7,838 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19520, Elverson, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,743 (100%) |
| Owner Occupied HU | 2,227 (81.2%) |
| Renter Occupied HU | 390 (14.2%) |
| Vacant Housing Units | 126 ( 4.6%) |
| Median Home Value | $477,556 |
| Average Home Value | $565,699 |
Housing Distribution
Address Breakdown
Residential
2,390
Single Family
2,280
Multi-Family
110
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1929
7,838 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19520, Elverson, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,743 (100%) |
| Owner Occupied HU | 2,227 (81.2%) |
| Renter Occupied HU | 390 (14.2%) |
| Vacant Housing Units | 126 ( 4.6%) |
| Median Home Value | $477,556 |
| Average Home Value | $565,699 |
Housing Distribution
Address Breakdown
Residential
2,390
Single Family
2,280
Multi-Family
110
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PACT2121508