25 Sylvia Street ExtThree RiversMA01080
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 25 Sylvia Street Ext, Three Rivers, MA, 01080 in Three Rivers is narrow, $36/mo net on $2,336/mo rent after the $1,641/mo debt service, but the property operates at break-even-plus, not a loss. At $365,000 with a 7.68% yield, the long-run equity case via 5% appreciation ($100,843 over five years) and $3,362/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.42 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $140,880.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.0% |
| Monthly Cash Flow | $36 | $1,000 |
City averages based on Three Rivers market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,336 |
| Total Monthly Debt Service | $2,155 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01080, Three Rivers, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,347 (100%) |
| Owner Occupied HU | 813 (60.4%) |
| Renter Occupied HU | 443 (32.9%) |
| Vacant Housing Units | 91 ( 6.8%) |
| Median Home Value | $306,910 |
| Average Home Value | $271,596 |
Housing Distribution
Address Breakdown
Residential
1,010
Single Family
1,007
Multi-Family
3
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01080, Three Rivers, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,347 (100%) |
| Owner Occupied HU | 813 (60.4%) |
| Renter Occupied HU | 443 (32.9%) |
| Vacant Housing Units | 91 ( 6.8%) |
| Median Home Value | $306,910 |
| Average Home Value | $271,596 |
Housing Distribution
Address Breakdown
Residential
1,010
Single Family
1,007
Multi-Family
3
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73549937