25 Spring StPt CarbonPA17965
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Pt Carbon rental at 25 Spring St, Pt Carbon, PA, 17965 sits in the solid-income band: 9.31% gross yield, $1,435/mo rent, $224/mo net after the $831/mo debt service, DSCR 1.73. Entry price of $184,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $51,084 and $1,703/yr in principal reduction bring total cumulative return to $84,836.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $224 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,435 |
| Total Monthly Debt Service | $1,138 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17965, Port Carbon, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 921 (100%) |
| Owner Occupied HU | 631 (68.5%) |
| Renter Occupied HU | 186 (20.2%) |
| Vacant Housing Units | 104 (11.3%) |
| Median Home Value | $118,125 |
| Average Home Value | $151,791 |
Housing Distribution
Address Breakdown
Residential
906
Single Family
855
Multi-Family
51
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17965, Port Carbon, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 921 (100%) |
| Owner Occupied HU | 631 (68.5%) |
| Renter Occupied HU | 186 (20.2%) |
| Vacant Housing Units | 104 (11.3%) |
| Median Home Value | $118,125 |
| Average Home Value | $151,791 |
Housing Distribution
Address Breakdown
Residential
906
Single Family
855
Multi-Family
51
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GLVR
Mls ID: #772943