25 Road 6317KirtlandNM87417
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Kirtland rentals match the income profile of 25 Road 6317, Kirtland, NM, 87417. Listed at $350,000, gross rent is $3,028/mo and net cash flow is $973/mo, a 10.38% yield well above national averages. DSCR 1.92 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $96,699 by year five with $3,224/yr in annual principal reduction, projecting $194,887 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $973 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,028 |
| Total Monthly Debt Service | $1,915 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87417, Kirtland, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,047 (100%) |
| Owner Occupied HU | 1,376 (67.2%) |
| Renter Occupied HU | 416 (20.3%) |
| Vacant Housing Units | 255 (12.5%) |
| Median Home Value | $194,470 |
| Average Home Value | $205,805 |
Housing Distribution
Address Breakdown
Residential
1,411
Single Family
1,411
Multi-Family
0
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87417, Kirtland, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,047 (100%) |
| Owner Occupied HU | 1,376 (67.2%) |
| Renter Occupied HU | 416 (20.3%) |
| Vacant Housing Units | 255 (12.5%) |
| Median Home Value | $194,470 |
| Average Home Value | $205,805 |
Housing Distribution
Address Breakdown
Residential
1,411
Single Family
1,411
Multi-Family
0
Businesses
129
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A