25 Risler StStocktonNJ08559
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 25 Risler St, Stockton, NJ, 08559 in Stockton at $765,000. Rental yield 7.31%. The 7.31% yield and 1.35 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $211,355 by year five, and $7,046/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $242,194.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.2% |
| Monthly Cash Flow | $(793) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,660 |
| Total Monthly Debt Service | $5,148 |
| DSCR Ratio | 0.91x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1875
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08559, Stockton, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,150 (100%) |
| Owner Occupied HU | 1,729 (80.4%) |
| Renter Occupied HU | 261 (12.1%) |
| Vacant Housing Units | 160 ( 7.4%) |
| Median Home Value | $637,278 |
| Average Home Value | $714,663 |
Housing Distribution
Address Breakdown
Residential
2,036
Single Family
2,036
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1875
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 08559, Stockton, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,150 (100%) |
| Owner Occupied HU | 1,729 (80.4%) |
| Renter Occupied HU | 261 (12.1%) |
| Vacant Housing Units | 160 ( 7.4%) |
| Median Home Value | $637,278 |
| Average Home Value | $714,663 |
Housing Distribution
Address Breakdown
Residential
2,036
Single Family
2,036
Multi-Family
0
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cynthia Shoemaker-Zerrer • Callaway Henderson Sotheby's Int'l-Lambertville
Mls Name: Bright MLS
Mls ID: #NJHT2004482