25 Palmer AveHamdenCT06514



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow25 Palmer Ave, Hamden, CT, 06514 in Hamden is a top-tier cash-flow asset. At $108,920 it produces $3,624/mo in rent and $2,541/mo in net monthly income, a 39.93% gross rental yield. The DSCR of 7.40 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $30,489. Five-year appreciation adds $30,093, driving a total cumulative return of $206,574.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 39.9% | 5.8% |
| Monthly Cash Flow | $2,541 | $1,850 |
City averages based on Hamden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,624 |
| Total Monthly Debt Service | $1,040 |
| DSCR Ratio | 3.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
1 Acres lot
$N/A/sqft
No HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1941
1 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



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