25 Lock RdPoint pleasantWV25550
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 25 Lock Rd, Point pleasant, WV, 25550 in Point pleasant worth modelling. At $420,000 with a 7.06% gross yield, the $2,471/mo rent leaves $41/mo after the $1,889/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.31 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $116,038 by year five; $3,868/yr in principal reduction adds further equity. Total projected return: $161,149.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.2% |
| Monthly Cash Flow | $41 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,471 |
| Total Monthly Debt Service | $2,263 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
9.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25550, Point Pleasant, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,148 (100%) |
| Owner Occupied HU | 2,636 (63.5%) |
| Renter Occupied HU | 1,013 (24.4%) |
| Vacant Housing Units | 499 (12.0%) |
| Median Home Value | $138,962 |
| Average Home Value | $187,077 |
Housing Distribution
Address Breakdown
Residential
3,860
Single Family
3,607
Multi-Family
253
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
9.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25550, Point Pleasant, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,148 (100%) |
| Owner Occupied HU | 2,636 (63.5%) |
| Renter Occupied HU | 1,013 (24.4%) |
| Vacant Housing Units | 499 (12.0%) |
| Median Home Value | $138,962 |
| Average Home Value | $187,077 |
Housing Distribution
Address Breakdown
Residential
3,860
Single Family
3,607
Multi-Family
253
Businesses
360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sandra Jones Dunn • Homestead Realty
Mls Name: KVBR
Mls Provider:
Mls ID: #267103
Disclaimer: Copyright Kanawha Valley Board of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.