25 Kirkhill LnRossvilleTN38066
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Rossville rental at 25 Kirkhill Ln, Rossville, TN, 38066 sits in the solid-income band: 7.74% gross yield, $5,156/mo rent, $322/mo net after the $3,597/mo debt service, DSCR 1.43. Entry price of $799,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $220,998 and $7,367/yr in principal reduction bring total cumulative return to $323,494.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $322 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,156 |
| Total Monthly Debt Service | $4,516 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1.11 Acres lot
$N/A/sqft
$550 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38066, Rossville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,453 (100%) |
| Owner Occupied HU | 1,217 (83.8%) |
| Renter Occupied HU | 177 (12.2%) |
| Vacant Housing Units | 59 ( 4.1%) |
| Median Home Value | $453,349 |
| Average Home Value | $474,984 |
Housing Distribution
Address Breakdown
Residential
1,445
Single Family
1,424
Multi-Family
21
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1.11 Acres lot
$N/A/sqft
$550 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38066, Rossville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,453 (100%) |
| Owner Occupied HU | 1,217 (83.8%) |
| Renter Occupied HU | 177 (12.2%) |
| Vacant Housing Units | 59 ( 4.1%) |
| Median Home Value | $453,349 |
| Average Home Value | $474,984 |
Housing Distribution
Address Breakdown
Residential
1,445
Single Family
1,424
Multi-Family
21
Businesses
126
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amanda F Hamilton • Regency Realty, LLC
Mls Name: MAAR
Mls Provider:
Mls ID: #10209056
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