25 Gail DrWhite HavenPA18661
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 25 Gail Dr, White Haven, PA, 18661 in White Haven. Priced at $169,000, it generates $1,616/mo in gross rent and $509/mo in net monthly cash flow, a 11.47% yield that comfortably supports the 2.13 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,103. Five-year appreciation: $46,692. Equity from principal paydown: $1,557/yr. Total projected cumulative return: $97,087.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $509 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,616 |
| Total Monthly Debt Service | $1,040 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1987
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18661, White Haven, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,246 (100%) |
| Owner Occupied HU | 2,099 (64.7%) |
| Renter Occupied HU | 331 (10.2%) |
| Vacant Housing Units | 816 (25.1%) |
| Median Home Value | $267,490 |
| Average Home Value | $293,311 |
Housing Distribution
Address Breakdown
Residential
2,619
Single Family
2,592
Multi-Family
27
Businesses
135
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1987
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18661, White Haven, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,246 (100%) |
| Owner Occupied HU | 2,099 (64.7%) |
| Renter Occupied HU | 331 (10.2%) |
| Vacant Housing Units | 816 (25.1%) |
| Median Home Value | $267,490 |
| Average Home Value | $293,311 |
Housing Distribution
Address Breakdown
Residential
2,619
Single Family
2,592
Multi-Family
27
Businesses
135
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan J Eckert • Mary Enck Realty Inc
Mls Name: PMAR
Mls ID: #PM-131081