25 Congressional DriveYarmouth PortMA02675
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.67% yield at 25 Congressional Drive, Yarmouth Port, MA, 02675 in Yarmouth Port is solid, but the $3,575/mo payment compresses net cash flow to $68/mo at $795,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $219,644 by year five, and $7,322/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.42) without U.S. income documentation. Total projected return: $306,189.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.5% |
| Monthly Cash Flow | $68 | $850 |
City averages based on Yarmouth Port market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,078 |
| Total Monthly Debt Service | $4,694 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02675, Yarmouth Port, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,157 (100%) |
| Owner Occupied HU | 2,986 (71.8%) |
| Renter Occupied HU | 320 ( 7.7%) |
| Vacant Housing Units | 851 (20.5%) |
| Median Home Value | $721,376 |
| Average Home Value | $795,818 |
Housing Distribution
Address Breakdown
Residential
3,627
Single Family
2,964
Multi-Family
663
Businesses
226
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.64 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02675, Yarmouth Port, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,157 (100%) |
| Owner Occupied HU | 2,986 (71.8%) |
| Renter Occupied HU | 320 ( 7.7%) |
| Vacant Housing Units | 851 (20.5%) |
| Median Home Value | $721,376 |
| Average Home Value | $795,818 |
Housing Distribution
Address Breakdown
Residential
3,627
Single Family
2,964
Multi-Family
663
Businesses
226
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christa Zevitas • Berkshire Hathaway HomeServices Robert Paul Properties
Mls Name: CCIMLS
Mls ID: #22505503