25 Bobo DrHardyAR72542
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 25 Bobo Dr, Hardy, AR, 72542 in Hardy. At $328,150 it earns $2,326/mo in rent and distributes $353/mo to the owner after the $1,476/mo payment, a consistent 8.5% yield. DSCR 1.58 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $90,662 in value; $3,022/yr in principal paydown compounds ownership stake. Total projected return: $146,912.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 8.0% |
| Monthly Cash Flow | $353 | $1,200 |
City averages based on Hardy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,326 |
| Total Monthly Debt Service | $1,842 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72542, Hardy, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,437 (100%) |
| Owner Occupied HU | 1,346 (55.2%) |
| Renter Occupied HU | 382 (15.7%) |
| Vacant Housing Units | 709 (29.1%) |
| Median Home Value | $149,390 |
| Average Home Value | $187,678 |
Housing Distribution
Address Breakdown
Residential
1,870
Single Family
1,825
Multi-Family
45
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72542, Hardy, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,437 (100%) |
| Owner Occupied HU | 1,346 (55.2%) |
| Renter Occupied HU | 382 (15.7%) |
| Vacant Housing Units | 709 (29.1%) |
| Median Home Value | $149,390 |
| Average Home Value | $187,678 |
Housing Distribution
Address Breakdown
Residential
1,870
Single Family
1,825
Multi-Family
45
Businesses
269
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kay L Doss • Scenic Rivers Realty
Mls Name: CARMLS
Mls Provider:
Mls ID: #25045727
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.