2495 Hancock RdWilliamstownMA01267
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.09% yield at 2495 Hancock Rd, Williamstown, MA, 01267 in Williamstown is solid, but the $965/mo payment compresses net cash flow to $94/mo at $214,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $59,262 by year five, and $1,976/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.50) without U.S. income documentation. Total projected return: $87,464.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.2% |
| Monthly Cash Flow | $94 | $420 |
City averages based on Williamstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,446 |
| Total Monthly Debt Service | $1,267 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01267, Williamstown, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,386 (100%) |
| Owner Occupied HU | 1,925 (56.9%) |
| Renter Occupied HU | 769 (22.7%) |
| Vacant Housing Units | 692 (20.4%) |
| Median Home Value | $539,813 |
| Average Home Value | $680,536 |
Housing Distribution
Address Breakdown
Residential
3,037
Single Family
2,644
Multi-Family
393
Businesses
363
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01267, Williamstown, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,386 (100%) |
| Owner Occupied HU | 1,925 (56.9%) |
| Renter Occupied HU | 769 (22.7%) |
| Vacant Housing Units | 692 (20.4%) |
| Median Home Value | $539,813 |
| Average Home Value | $680,536 |
Housing Distribution
Address Breakdown
Residential
3,037
Single Family
2,644
Multi-Family
393
Businesses
363
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jane S Miller • BURNHAM GOLD REAL ESTATE, LLC
Mls Name: BCMLS
Mls ID: #247524