2495 Golden Maple AveFruitportMI49415
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2495 Golden Maple Ave, Fruitport, MI, 49415 in Fruitport. Priced at $429,000, it generates $3,784/mo in gross rent and $655/mo in net monthly cash flow, a 10.58% yield that comfortably supports the 1.96 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,855. Five-year appreciation: $118,525. Equity from principal paydown: $3,951/yr. Total projected cumulative return: $206,884.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.0% |
| Monthly Cash Flow | $655 | $250 |
City averages based on Fruitport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,784 |
| Total Monthly Debt Service | $2,958 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2007
1,742 sqft lot
$N/A/sqft
$300 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2007
1,742 sqft lot
$N/A/sqft
$300 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
