24940 Highway 395LakeviewOR97630
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 24940 Highway 395, Lakeview, OR, 97630 in Lakeview fits: $950,000, 1.36% gross yield, and a projected 5% annual appreciation rate adding $262,467 in value within five years. Rental yield 1.36%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.25) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $8,750/yr in principal paydown and $262,467 in appreciation project a total return of $60,087.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.4% | 6.2% |
| Monthly Cash Flow | $(4,654) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,080 |
| Total Monthly Debt Service | $5,356 |
| DSCR Ratio | 0.20x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2007
290.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97630, Lakeview, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,489 (100%) |
| Owner Occupied HU | 1,505 (60.5%) |
| Renter Occupied HU | 677 (27.2%) |
| Vacant Housing Units | 307 (12.3%) |
| Median Home Value | $226,628 |
| Average Home Value | $273,053 |
Housing Distribution
Address Breakdown
Residential
2,303
Single Family
2,269
Multi-Family
34
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2007
290.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97630, Lakeview, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,489 (100%) |
| Owner Occupied HU | 1,505 (60.5%) |
| Renter Occupied HU | 677 (27.2%) |
| Vacant Housing Units | 307 (12.3%) |
| Median Home Value | $226,628 |
| Average Home Value | $273,053 |
Housing Distribution
Address Breakdown
Residential
2,303
Single Family
2,269
Multi-Family
34
Businesses
332
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.