2492 Willailla RdBrodheadKY40409
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 2492 Willailla Rd, Brodhead, KY, 40409 in Brodhead is narrow, $76/mo net on $1,232/mo rent after the $854/mo debt service, but the property operates at break-even-plus, not a loss. At $190,000 with a 7.78% yield, the long-run equity case via 5% appreciation ($52,494 over five years) and $1,750/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.44 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $76,875.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 8.0% |
| Monthly Cash Flow | $76 | $350 |
City averages based on Brodhead market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,232 |
| Total Monthly Debt Service | $1,081 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
2.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40409, Brodhead, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,717 (100%) |
| Owner Occupied HU | 1,140 (66.4%) |
| Renter Occupied HU | 403 (23.5%) |
| Vacant Housing Units | 174 (10.1%) |
| Median Home Value | $157,398 |
| Average Home Value | $213,336 |
Housing Distribution
Address Breakdown
Residential
1,521
Single Family
1,521
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1958
2.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40409, Brodhead, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,717 (100%) |
| Owner Occupied HU | 1,140 (66.4%) |
| Renter Occupied HU | 403 (23.5%) |
| Vacant Housing Units | 174 (10.1%) |
| Median Home Value | $157,398 |
| Average Home Value | $213,336 |
Housing Distribution
Address Breakdown
Residential
1,521
Single Family
1,521
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Tammy M Miller • WEICHERT REALTORS - Ford Brothers
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #25014195
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.