249 W Clapier StPhiladelphiaPA19144
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 249 W Clapier St, Philadelphia, PA, 19144 in Philadelphia. Priced at $162,500, it generates $1,932/mo in gross rent and $867/mo in net monthly cash flow, a 14.27% yield that comfortably supports the 2.64 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,406. Five-year appreciation: $44,896. Equity from principal paydown: $1,497/yr. Total projected cumulative return: $117,693.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.3% | 5.8% |
| Monthly Cash Flow | $867 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,932 |
| Total Monthly Debt Service | $1,000 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
1,185 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19144, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,184 (100%) |
| Owner Occupied HU | 7,121 (32.1%) |
| Renter Occupied HU | 12,307 (55.5%) |
| Vacant Housing Units | 2,756 (12.4%) |
| Median Home Value | $281,385 |
| Average Home Value | $322,811 |
Housing Distribution
Address Breakdown
Residential
21,240
Single Family
12,901
Multi-Family
8,339
Businesses
1,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
1,185 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19144, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,184 (100%) |
| Owner Occupied HU | 7,121 (32.1%) |
| Renter Occupied HU | 12,307 (55.5%) |
| Vacant Housing Units | 2,756 (12.4%) |
| Median Home Value | $281,385 |
| Average Home Value | $322,811 |
Housing Distribution
Address Breakdown
Residential
21,240
Single Family
12,901
Multi-Family
8,339
Businesses
1,099
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A