249 Littlejohn RdYuba CityCA95993
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 249 Littlejohn Rd, Yuba City, CA, 95993 in Yuba City speaks for itself: 10.22% gross on a $328,000 price, generating $2,794/mo in rent and $626/mo in net income after the $1,475/mo debt service. DSCR 1.89, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,511 stacks alongside $90,620 in projected five-year appreciation and $3,021/yr in principal reduction. Projected total cumulative return: $165,283.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $626 | $1,500 |
City averages based on Yuba City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,794 |
| Total Monthly Debt Service | $2,037 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95993, Yuba City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,631 (100%) |
| Owner Occupied HU | 8,697 (68.9%) |
| Renter Occupied HU | 3,568 (28.2%) |
| Vacant Housing Units | 366 ( 2.9%) |
| Median Home Value | $455,045 |
| Average Home Value | $491,374 |
Housing Distribution
Address Breakdown
Residential
12,449
Single Family
11,740
Multi-Family
709
Businesses
676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95993, Yuba City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,631 (100%) |
| Owner Occupied HU | 8,697 (68.9%) |
| Renter Occupied HU | 3,568 (28.2%) |
| Vacant Housing Units | 366 ( 2.9%) |
| Median Home Value | $455,045 |
| Average Home Value | $491,374 |
Housing Distribution
Address Breakdown
Residential
12,449
Single Family
11,740
Multi-Family
709
Businesses
676
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Angela Sandhu • Aztec Real Estate
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224113308
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.