249 Boxboro RdStowMA01775
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 249 Boxboro Rd, Stow, MA, 01775 in Stow fits: $1,395,000, 4.12% gross yield, and a projected 5% annual appreciation rate adding $385,413 in value within five years. Rental yield 4.12%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.76) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $12,848/yr in principal paydown and $385,413 in appreciation project a total return of $254,646.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 5.0% |
| Monthly Cash Flow | $(4,293) | $350 |
City averages based on Stow market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,790 |
| Total Monthly Debt Service | $8,528 |
| DSCR Ratio | 0.56x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01775, Stow, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,723 (100%) |
| Owner Occupied HU | 2,369 (87.0%) |
| Renter Occupied HU | 262 ( 9.6%) |
| Vacant Housing Units | 92 ( 3.4%) |
| Median Home Value | $748,568 |
| Average Home Value | $798,781 |
Housing Distribution
Address Breakdown
Residential
2,681
Single Family
2,572
Multi-Family
109
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01775, Stow, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,723 (100%) |
| Owner Occupied HU | 2,369 (87.0%) |
| Renter Occupied HU | 262 ( 9.6%) |
| Vacant Housing Units | 92 ( 3.4%) |
| Median Home Value | $748,568 |
| Average Home Value | $798,781 |
Housing Distribution
Address Breakdown
Residential
2,681
Single Family
2,572
Multi-Family
109
Businesses
237
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathleen Fisher • Fisher And Associates
Mls Name: MLS PIN
Mls ID: #73511021
Disclaimer: The property listing data and information set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information are for the personal, non commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information set forth herein. The MLS listing information displayed is deemed reliable, but is not guaranteed accurate by the MLS.