2489 County Road 411Oak RidgeMO63769
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing2489 County Road 411, Oak Ridge, MO, 63769 in Oak Ridge is a stable, well-positioned rental at $365,000. Rental yield 6.07%. DSCR 1.13 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $100,843 in value and $3,362/yr in principal paydown builds equity, a total projected return of $111,096.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.2% |
| Monthly Cash Flow | $(426) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,847 |
| Total Monthly Debt Service | $2,128 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63769, Oak Ridge, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 661 (100%) |
| Owner Occupied HU | 508 (76.9%) |
| Renter Occupied HU | 60 ( 9.1%) |
| Vacant Housing Units | 93 (14.1%) |
| Median Home Value | $253,906 |
| Average Home Value | $359,724 |
Housing Distribution
Address Breakdown
Residential
595
Single Family
595
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63769, Oak Ridge, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 661 (100%) |
| Owner Occupied HU | 508 (76.9%) |
| Renter Occupied HU | 60 ( 9.1%) |
| Vacant Housing Units | 93 (14.1%) |
| Median Home Value | $253,906 |
| Average Home Value | $359,724 |
Housing Distribution
Address Breakdown
Residential
595
Single Family
595
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices