2488 Creek Meadow DrSanta RosaCA95404
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2488 Creek Meadow Dr, Santa Rosa, CA, 95404 in Santa Rosa speaks for itself: 42.05% gross on a $1,050,000 price, generating $36,793/mo in rent and $30,003/mo in net income after the $4,721/mo debt service. DSCR 7.79, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $360,031 stacks alongside $290,096 in projected five-year appreciation and $9,671/yr in principal reduction. Projected total cumulative return: $2,330,097.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 42.1% | 5.0% |
| Monthly Cash Flow | $30,003 | $250 |
City averages based on Santa Rosa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $36,793 |
| Total Monthly Debt Service | $6,373 |
| DSCR Ratio | 5.77x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
6,316 sqft lot
$N/A/sqft
$145 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95404, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,695 (100%) |
| Owner Occupied HU | 8,922 (50.4%) |
| Renter Occupied HU | 7,202 (40.7%) |
| Vacant Housing Units | 1,571 ( 8.9%) |
| Median Home Value | $893,932 |
| Average Home Value | $1,004,027 |
Housing Distribution
Address Breakdown
Residential
16,904
Single Family
14,745
Multi-Family
2,159
Businesses
1,286
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
6,316 sqft lot
$N/A/sqft
$145 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95404, Santa Rosa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,695 (100%) |
| Owner Occupied HU | 8,922 (50.4%) |
| Renter Occupied HU | 7,202 (40.7%) |
| Vacant Housing Units | 1,571 ( 8.9%) |
| Median Home Value | $893,932 |
| Average Home Value | $1,004,027 |
Housing Distribution
Address Breakdown
Residential
16,904
Single Family
14,745
Multi-Family
2,159
Businesses
1,286
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices