2480 Long Bow DrEast HelenaMT59635
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 2480 Long Bow Dr, East Helena, MT, 59635 in East Helena is narrow, $190/mo net on $2,557/mo rent after the $1,821/mo debt service, but the property operates at break-even-plus, not a loss. At $405,000 with a 7.58% yield, the long-run equity case via 5% appreciation ($111,894 over five years) and $3,730/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.40 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $165,223.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.0% |
| Monthly Cash Flow | $190 | $400 |
City averages based on East Helena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,557 |
| Total Monthly Debt Service | $2,206 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
1.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59635, East Helena, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,477 (100%) |
| Owner Occupied HU | 2,639 (75.9%) |
| Renter Occupied HU | 687 (19.8%) |
| Vacant Housing Units | 151 ( 4.3%) |
| Median Home Value | $384,643 |
| Average Home Value | $424,353 |
Housing Distribution
Address Breakdown
Residential
2,505
Single Family
2,505
Multi-Family
0
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
1.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59635, East Helena, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,477 (100%) |
| Owner Occupied HU | 2,639 (75.9%) |
| Renter Occupied HU | 687 (19.8%) |
| Vacant Housing Units | 151 ( 4.3%) |
| Median Home Value | $384,643 |
| Average Home Value | $424,353 |
Housing Distribution
Address Breakdown
Residential
2,505
Single Family
2,505
Multi-Family
0
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Theresa Maria Denner • eXp Realty - Helena
Mls Name: MRMLS
Mls Provider:
Mls ID: #30029867
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.