248 County Road 378HallettsvilleTX77964
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.69% yield at 248 County Road 378, Hallettsville, TX, 77964 in Hallettsville is solid, but the $1,079/mo payment compresses net cash flow to $31/mo at $240,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $66,308 by year five, and $2,210/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.61) without U.S. income documentation. Total projected return: $93,990.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.2% |
| Monthly Cash Flow | $31 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,738 |
| Total Monthly Debt Service | $1,611 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1928
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77964, Hallettsville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,498 (100%) |
| Owner Occupied HU | 2,754 (61.2%) |
| Renter Occupied HU | 798 (17.7%) |
| Vacant Housing Units | 946 (21.0%) |
| Median Home Value | $322,397 |
| Average Home Value | $438,854 |
Housing Distribution
Address Breakdown
Residential
3,759
Single Family
3,672
Multi-Family
87
Businesses
432
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1928
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77964, Hallettsville, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,498 (100%) |
| Owner Occupied HU | 2,754 (61.2%) |
| Renter Occupied HU | 798 (17.7%) |
| Vacant Housing Units | 946 (21.0%) |
| Median Home Value | $322,397 |
| Average Home Value | $438,854 |
Housing Distribution
Address Breakdown
Residential
3,759
Single Family
3,672
Multi-Family
87
Businesses
432
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kyle Lauhoff • Keller Williams Brazos West
Mls Name: HAR
Mls ID: #22048907