24784 Valley DrPleasant ValleyIA52767
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 24784 Valley Dr, Pleasant Valley, IA, 52767 in Pleasant Valley deserves attention. This $225,000 property earns $2,083/mo in rent, a 11.11% gross yield, and nets $622/mo after the $1,012/mo payment. DSCR 2.06 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $62,163 compounds alongside $2,072/yr in yearly equity build, for a total cumulative return of $125,592.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 5.4% |
| Monthly Cash Flow | $622 | $300 |
City averages based on Pleasant Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,083 |
| Total Monthly Debt Service | $1,372 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52767, Pleasant Valley, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 32 (100%) |
| Owner Occupied HU | 21 (65.6%) |
| Renter Occupied HU | 1 ( 3.1%) |
| Vacant Housing Units | 10 (31.2%) |
| Median Home Value | $517,857 |
| Average Home Value | $511,905 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52767, Pleasant Valley, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 32 (100%) |
| Owner Occupied HU | 21 (65.6%) |
| Renter Occupied HU | 1 ( 3.1%) |
| Vacant Housing Units | 10 (31.2%) |
| Median Home Value | $517,857 |
| Average Home Value | $511,905 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shawna Burrow • NextHome QC Realty
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12558050