2477 Trellis PlRock CreekOH44084
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 2477 Trellis Pl, Rock Creek, OH, 44084 in Rock Creek is narrow, $62/mo net on $1,903/mo rent after the $1,259/mo debt service, but the property operates at break-even-plus, not a loss. At $279,900 with a 8.16% yield, the long-run equity case via 5% appreciation ($77,331 over five years) and $2,578/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.51 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $110,584.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $62 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,903 |
| Total Monthly Debt Service | $1,730 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44084, Rock Creek, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,848 (100%) |
| Owner Occupied HU | 1,280 (69.3%) |
| Renter Occupied HU | 259 (14.0%) |
| Vacant Housing Units | 309 (16.7%) |
| Median Home Value | $258,571 |
| Average Home Value | $303,994 |
Housing Distribution
Address Breakdown
Residential
1,623
Single Family
1,583
Multi-Family
40
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44084, Rock Creek, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,848 (100%) |
| Owner Occupied HU | 1,280 (69.3%) |
| Renter Occupied HU | 259 (14.0%) |
| Vacant Housing Units | 309 (16.7%) |
| Median Home Value | $258,571 |
| Average Home Value | $303,994 |
Housing Distribution
Address Breakdown
Residential
1,623
Single Family
1,583
Multi-Family
40
Businesses
57
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bruce R Warring • The Shores Realty Co.
Mls Name: MLS Now
Mls ID: #5165250