247 Upper Towee LnRelianceTN37369
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 247 Upper Towee Ln, Reliance, TN, 37369 in Reliance at $475,000, 4.79% gross yield, is a market-growth asset. Rental yield 4.79%. The $1,897/mo rent partially funds the $2,136/mo debt service; the core return is the 5%/yr price growth projected to add $131,234 over five years. Ziffy Mortgage's DSCR mortgage (0.89) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $117,122.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.2% |
| Monthly Cash Flow | $(974) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,897 |
| Total Monthly Debt Service | $2,682 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
5.58 Acres lot
$N/A/sqft
$330 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
5.58 Acres lot
$N/A/sqft
$330 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wendy Dixon • Keller Williams Realty
Mls Name: Greater Chattanooga Realtors
Mls ID: #1511538
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