247 E Main StApple CreekOH44606



INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 247 E Main St, Apple Creek, OH, 44606 in Apple Creek at $235,000. Rental yield 7.81%. The 7.81% yield and 1.45 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $64,926 by year five, and $2,164/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $88,448.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.2% |
| Monthly Cash Flow | $(17) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,529 |
| Total Monthly Debt Service | $1,452 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
10,062 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44606, Apple Creek, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,519 (100%) |
| Owner Occupied HU | 1,912 (75.9%) |
| Renter Occupied HU | 493 (19.6%) |
| Vacant Housing Units | 114 ( 4.5%) |
| Median Home Value | $337,288 |
| Average Home Value | $433,101 |
Housing Distribution
Address Breakdown
Residential
2,353
Single Family
2,353
Multi-Family
0
Businesses
166



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1957
10,062 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44606, Apple Creek, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,519 (100%) |
| Owner Occupied HU | 1,912 (75.9%) |
| Renter Occupied HU | 493 (19.6%) |
| Vacant Housing Units | 114 ( 4.5%) |
| Median Home Value | $337,288 |
| Average Home Value | $433,101 |
Housing Distribution
Address Breakdown
Residential
2,353
Single Family
2,353
Multi-Family
0
Businesses
166
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



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