24658 2nd StTrempealeauWI54661
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 24658 2nd St, Trempealeau, WI, 54661 in Trempealeau. Rental yield 2.22%. At $259,900 with 2.22% gross yield, current distributions are modest, but the 5% appreciation rate projects $71,806 in new equity by year five, complemented by $2,394/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.41) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $17,772.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.2% | 6.2% |
| Monthly Cash Flow | $(1,264) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $480 |
| Total Monthly Debt Service | $1,641 |
| DSCR Ratio | 0.29x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54661, Trempealeau, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,767 (100%) |
| Owner Occupied HU | 1,325 (75.0%) |
| Renter Occupied HU | 294 (16.6%) |
| Vacant Housing Units | 148 ( 8.4%) |
| Median Home Value | $290,919 |
| Average Home Value | $312,160 |
Housing Distribution
Address Breakdown
Residential
1,588
Single Family
1,442
Multi-Family
146
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54661, Trempealeau, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,767 (100%) |
| Owner Occupied HU | 1,325 (75.0%) |
| Renter Occupied HU | 294 (16.6%) |
| Vacant Housing Units | 148 ( 8.4%) |
| Median Home Value | $290,919 |
| Average Home Value | $312,160 |
Housing Distribution
Address Breakdown
Residential
1,588
Single Family
1,442
Multi-Family
146
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #7062785