24654 Tramway RdMi Wuk VillageCA95346
INVESTMENT ANALYSIS
Investment Verdict
Solid Income24654 Tramway Rd, Mi Wuk Village, CA, 95346 in Mi Wuk Village is a solid income-producing rental, 9.55% gross yield, $3,893/mo rent, $868/mo net cash flow on a $488,930 buy. DSCR 1.77 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $135,082 and $4,503/yr in principal reduction project a total cumulative return of $241,252.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.0% |
| Monthly Cash Flow | $868 | $1,500 |
City averages based on Mi Wuk Village market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,893 |
| Total Monthly Debt Service | $2,830 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
1.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95346, Mi Wuk Village, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,940 (100%) |
| Owner Occupied HU | 465 (24.0%) |
| Renter Occupied HU | 155 ( 8.0%) |
| Vacant Housing Units | 1,320 (68.0%) |
| Median Home Value | $535,272 |
| Average Home Value | $606,935 |
Housing Distribution
Address Breakdown
Residential
36
Single Family
36
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
1.09 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95346, Mi Wuk Village, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,940 (100%) |
| Owner Occupied HU | 465 (24.0%) |
| Renter Occupied HU | 155 ( 8.0%) |
| Vacant Housing Units | 1,320 (68.0%) |
| Median Home Value | $535,272 |
| Average Home Value | $606,935 |
Housing Distribution
Address Breakdown
Residential
36
Single Family
36
Multi-Family
0
Businesses
39
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Beth Sandoval • Barendregt Properties
Mls Name: bridgeMLS/CCAR/Bay East AOR
Mls Provider:
Mls ID: #20241435
Disclaimer: Bay East 2025. CCAR 2025. bridgeMLS 2025. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at 2025-09-09 20:44:47 PDT.