246 W Vineyard Ave, Oxnard, CA, 93036 | $164/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Oxnard at 246 W Vineyard Ave, Oxnard, CA, 93036 priced at $499,500 converts $3,254/mo rent into $164/mo cash flow after a $2,445/mo obligation. Total monthly income equals $3,254/mo, and annual cash flow totals $1,966/yr on $165,584 invested. Return on cash invested prints 21.1% in year one, and rental yield reads 7.82% against a $499,500 entry. Equity gained on principal adds $3,223/yr, while 5% annual appreciation compiles into $138,003 by year five. Five-year ROI reaches 109.2% and total cumulative return in cash sums $180,823. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $3,254/mo property income covering a $2,445/mo payment, not borrower’s personal income.

Condo

Built in 1973

871.20 sqft lot

$N/A/sqft

No HOA