246 Haisley RunGuytonGA31312
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 246 Haisley Run, Guyton, GA, 31312 in Guyton. At $285,900 it earns $2,030/mo in rent and distributes $290/mo to the owner after the $1,286/mo payment, a consistent 8.52% yield. DSCR 1.58 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $78,989 in value; $2,633/yr in principal paydown compounds ownership stake. Total projected return: $126,954.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.0% |
| Monthly Cash Flow | $290 | $300 |
City averages based on Guyton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,030 |
| Total Monthly Debt Service | $1,626 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31312, Guyton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,017 (100%) |
| Owner Occupied HU | 8,270 (82.6%) |
| Renter Occupied HU | 1,275 (12.7%) |
| Vacant Housing Units | 472 ( 4.7%) |
| Median Home Value | $305,955 |
| Average Home Value | $319,475 |
Housing Distribution
Address Breakdown
Residential
9,606
Single Family
9,568
Multi-Family
38
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
4,356 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31312, Guyton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,017 (100%) |
| Owner Occupied HU | 8,270 (82.6%) |
| Renter Occupied HU | 1,275 (12.7%) |
| Vacant Housing Units | 472 ( 4.7%) |
| Median Home Value | $305,955 |
| Average Home Value | $319,475 |
Housing Distribution
Address Breakdown
Residential
9,606
Single Family
9,568
Multi-Family
38
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices