246 Gray RoadPlainfieldVT05667
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 246 Gray Road, Plainfield, VT, 05667 in Plainfield hard to pass up. The 11.58% gross yield on a $409,000 purchase results in $3,948/mo in rent and $1,227/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.15). Annual cash flow of $14,724, five-year appreciation of $112,999, and $3,767/yr in equity build-up combine for a projected total cumulative return of $234,865.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $1,227 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,948 |
| Total Monthly Debt Service | $2,558 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
6.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05667, Plainfield, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,134 (100%) |
| Owner Occupied HU | 814 (71.8%) |
| Renter Occupied HU | 206 (18.2%) |
| Vacant Housing Units | 114 (10.1%) |
| Median Home Value | $373,832 |
| Average Home Value | $406,744 |
Housing Distribution
Address Breakdown
Residential
1,000
Single Family
1,000
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
6.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05667, Plainfield, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,134 (100%) |
| Owner Occupied HU | 814 (71.8%) |
| Renter Occupied HU | 206 (18.2%) |
| Vacant Housing Units | 114 (10.1%) |
| Median Home Value | $373,832 |
| Average Home Value | $406,744 |
Housing Distribution
Address Breakdown
Residential
1,000
Single Family
1,000
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5086400