2459 Gunner Ridge WayRialtoCA92377
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 2459 Gunner Ridge Way, Rialto, CA, 92377 in Rialto. At $532,960 it earns $3,946/mo in rent and distributes $649/mo to the owner after the $2,397/mo payment, a consistent 8.88% yield. DSCR 1.65 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $147,247 in value; $4,909/yr in principal paydown compounds ownership stake. Total projected return: $243,830.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.0% |
| Monthly Cash Flow | $649 | $1,500 |
City averages based on Rialto market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,946 |
| Total Monthly Debt Service | $3,085 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92377, Rialto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,252 (100%) |
| Owner Occupied HU | 5,435 (86.9%) |
| Renter Occupied HU | 724 (11.6%) |
| Vacant Housing Units | 93 ( 1.5%) |
| Median Home Value | $588,299 |
| Average Home Value | $594,580 |
Housing Distribution
Address Breakdown
Residential
6,001
Single Family
5,856
Multi-Family
145
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92377, Rialto, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,252 (100%) |
| Owner Occupied HU | 5,435 (86.9%) |
| Renter Occupied HU | 724 (11.6%) |
| Vacant Housing Units | 93 ( 1.5%) |
| Median Home Value | $588,299 |
| Average Home Value | $594,580 |
Housing Distribution
Address Breakdown
Residential
6,001
Single Family
5,856
Multi-Family
145
Businesses
413
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Todd Myatt • Century 21 Masters
Mls Name: CRMLS
Mls ID: #SW25200724