2451 Artesia Blvd #45TorranceCA90504
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 2451 Artesia Blvd #45, Torrance, CA, 90504 in Torrance. Rental yield 6.77%. The 1.25 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $200,304 and $6,677/yr in principal reduction project total return of $249,567.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 4.5% |
| Monthly Cash Flow | $(874) | $250 |
City averages based on Torrance market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,091 |
| Total Monthly Debt Service | $4,197 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1981
4.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90504, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,080 (100%) |
| Owner Occupied HU | 6,916 (57.3%) |
| Renter Occupied HU | 4,795 (39.7%) |
| Vacant Housing Units | 369 ( 3.1%) |
| Median Home Value | $902,582 |
| Average Home Value | $961,885 |
Housing Distribution
Address Breakdown
Residential
11,925
Single Family
8,362
Multi-Family
3,563
Businesses
932
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1981
4.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90504, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,080 (100%) |
| Owner Occupied HU | 6,916 (57.3%) |
| Renter Occupied HU | 4,795 (39.7%) |
| Vacant Housing Units | 369 ( 3.1%) |
| Median Home Value | $902,582 |
| Average Home Value | $961,885 |
Housing Distribution
Address Breakdown
Residential
11,925
Single Family
8,362
Multi-Family
3,563
Businesses
932
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maggie Ding • Compass
Mls Name: CRMLS
Mls ID: #SB25274434