245 Smith Dairy RdRay CityGA31645
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Ray City at 245 Smith Dairy Rd, Ray City, GA, 31645 uses $58,013 cash to close to unlock $3,750/yr annual cash flow and $312/mo monthly cash flow. Total monthly income runs $1,378/mo, and a $857/mo payment keeps the spread at $312/mo. Purchase price stands at $175,000, and rental yield measures 9.45% with $1,378/mo rent. Return on cash invested shows 26.37% in year one, and 5% annual appreciation builds toward $48,349 over five years. Five-year ROI reaches 137.4% and total cumulative return in cash records $79,711. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,378/mo property income covering a $857/mo payment rather than investor’s personal income.
Single Family
Built in 1965
8 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31645, Ray City, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,167 (100%) |
| Owner Occupied HU | 1,329 (61.3%) |
| Renter Occupied HU | 624 (28.8%) |
| Vacant Housing Units | 214 ( 9.9%) |
| Median Home Value | $181,706 |
| Average Home Value | $190,028 |
Housing Distribution
Address Breakdown
Residential
1,863
Single Family
1,863
Multi-Family
0
Businesses
45
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