2448 Garmisch Dr APT 8VailCO81657
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 2448 Garmisch Dr APT 8, Vail, CO, 81657 in Vail is narrow, $181/mo net on $4,014/mo rent after the $2,649/mo debt service, but the property operates at break-even-plus, not a loss. At $589,000 with a 8.18% yield, the long-run equity case via 5% appreciation ($162,730 over five years) and $5,425/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.52 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $235,820.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 7.0% |
| Monthly Cash Flow | $181 | $5,000 |
City averages based on Vail market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,014 |
| Total Monthly Debt Service | $3,598 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1971
1,742 sqft lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81657, Vail, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,577 (100%) |
| Owner Occupied HU | 1,449 (16.9%) |
| Renter Occupied HU | 1,419 (16.5%) |
| Vacant Housing Units | 5,709 (66.6%) |
| Median Home Value | $1,382,287 |
| Average Home Value | $1,374,558 |
Housing Distribution
Address Breakdown
Residential
3,303
Single Family
2,769
Multi-Family
534
Businesses
376
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1971
1,742 sqft lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81657, Vail, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,577 (100%) |
| Owner Occupied HU | 1,449 (16.9%) |
| Renter Occupied HU | 1,419 (16.5%) |
| Vacant Housing Units | 5,709 (66.6%) |
| Median Home Value | $1,382,287 |
| Average Home Value | $1,374,558 |
Housing Distribution
Address Breakdown
Residential
3,303
Single Family
2,769
Multi-Family
534
Businesses
376
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gerardo Avila • Berkshire Hathaway - Vail VLG
Mls Name: VMLS
Mls Provider:
Mls ID: #1010703
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 Vail Multi List, Inc. (VMLS)