2440 Highway 20VacherieLA70090
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 2440 Highway 20, Vacherie, LA, 70090 in Vacherie worth study. Rental yield 4.14%. The 4.14% gross yield is below cash-flow benchmarks at $240,000, but 5% annual appreciation, adding $66,308 over five years, frames this as a capital growth position. Rent of $828/mo partially offsets the $1,079/mo payment. Ziffy Mortgage finances appreciation-play properties (0.77 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $48,630.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 7.0% |
| Monthly Cash Flow | $(659) | $400 |
City averages based on Vacherie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $828 |
| Total Monthly Debt Service | $1,391 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70090, Vacherie, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,265 (100%) |
| Owner Occupied HU | 2,433 (74.5%) |
| Renter Occupied HU | 490 (15.0%) |
| Vacant Housing Units | 342 (10.5%) |
| Median Home Value | $201,339 |
| Average Home Value | $218,270 |
Housing Distribution
Address Breakdown
Residential
2,764
Single Family
2,764
Multi-Family
0
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
0.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70090, Vacherie, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,265 (100%) |
| Owner Occupied HU | 2,433 (74.5%) |
| Renter Occupied HU | 490 (15.0%) |
| Vacant Housing Units | 342 (10.5%) |
| Median Home Value | $201,339 |
| Average Home Value | $218,270 |
Housing Distribution
Address Breakdown
Residential
2,764
Single Family
2,764
Multi-Family
0
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices