244 E Pommel StSaffordAZ85546
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 244 E Pommel St, Safford, AZ, 85546 in Safford the bet is firmly on appreciation. Rental yield 5.76%. The 5.76% gross yield on a $324,900 price is below income-first thresholds, but 5%/yr value growth projects $89,764 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (1.07) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $99,621.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 8.0% |
| Monthly Cash Flow | $(361) | $250 |
City averages based on Safford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,560 |
| Total Monthly Debt Service | $1,791 |
| DSCR Ratio | 0.87x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85546, Safford, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,183 (100%) |
| Owner Occupied HU | 5,534 (67.6%) |
| Renter Occupied HU | 1,785 (21.8%) |
| Vacant Housing Units | 864 (10.6%) |
| Median Home Value | $234,946 |
| Average Home Value | $252,509 |
Housing Distribution
Address Breakdown
Residential
6,762
Single Family
6,190
Multi-Family
572
Businesses
443
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85546, Safford, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,183 (100%) |
| Owner Occupied HU | 5,534 (67.6%) |
| Renter Occupied HU | 1,785 (21.8%) |
| Vacant Housing Units | 864 (10.6%) |
| Median Home Value | $234,946 |
| Average Home Value | $252,509 |
Housing Distribution
Address Breakdown
Residential
6,762
Single Family
6,190
Multi-Family
572
Businesses
443
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices