2436-2442 S Dixie AveDaytonOH45409
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 2436-2442 S Dixie Ave, Dayton, OH, 45409 in Dayton is a conservative rental investment at $380,000. Rental yield 6.63%. A 1.23 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $104,987; $3,500/yr in principal paydown supplements. Total projected return: $119,046.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 8.1% |
| Monthly Cash Flow | $(400) | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,100 |
| Total Monthly Debt Service | $2,348 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1944
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45409, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,575 (100%) |
| Owner Occupied HU | 1,884 (52.7%) |
| Renter Occupied HU | 980 (27.4%) |
| Vacant Housing Units | 711 (19.9%) |
| Median Home Value | $301,280 |
| Average Home Value | $316,527 |
Housing Distribution
Address Breakdown
Residential
4,081
Single Family
3,210
Multi-Family
871
Businesses
382
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1944
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45409, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,575 (100%) |
| Owner Occupied HU | 1,884 (52.7%) |
| Renter Occupied HU | 980 (27.4%) |
| Vacant Housing Units | 711 (19.9%) |
| Median Home Value | $301,280 |
| Average Home Value | $316,527 |
Housing Distribution
Address Breakdown
Residential
4,081
Single Family
3,210
Multi-Family
871
Businesses
382
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
