24342 Us Highway 119 NBelfryKY41514
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 24342 Us Highway 119 N, Belfry, KY, 41514 in Belfry. Priced at $150,000, it generates $1,452/mo in gross rent and $539/mo in net monthly cash flow, a 11.62% yield that comfortably supports the 2.15 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $6,469. Five-year appreciation: $41,442. Equity from principal paydown: $1,382/yr. Total projected cumulative return: $91,568.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.5% |
| Monthly Cash Flow | $539 | $600 |
City averages based on Belfry market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,452 |
| Total Monthly Debt Service | $853 |
| DSCR Ratio | 1.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41514, Belfry, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,723 (100%) |
| Owner Occupied HU | 1,042 (60.5%) |
| Renter Occupied HU | 402 (23.3%) |
| Vacant Housing Units | 279 (16.2%) |
| Median Home Value | $138,636 |
| Average Home Value | $181,082 |
Housing Distribution
Address Breakdown
Residential
1,346
Single Family
1,346
Multi-Family
0
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41514, Belfry, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,723 (100%) |
| Owner Occupied HU | 1,042 (60.5%) |
| Renter Occupied HU | 402 (23.3%) |
| Vacant Housing Units | 279 (16.2%) |
| Median Home Value | $138,636 |
| Average Home Value | $181,082 |
Housing Distribution
Address Breakdown
Residential
1,346
Single Family
1,346
Multi-Family
0
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices