2431 Road 128EarlimartCA93219
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Earlimart at 2431 Road 128, Earlimart, CA, 93219 projects strong ROI of -1.37%. Rental yield 0.64%. With 5% annual appreciation, the property builds $1,281,946 in value over five years. Equity growth combined delivers a projected five-year ROI of 5.39%, translating into $70,599 in total cumulative return on $1,310,800 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.6% | 6.0% |
| Monthly Cash Flow | $(26,243) | $400 |
City averages based on Earlimart market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,461 |
| Total Monthly Debt Service | $26,858 |
| DSCR Ratio | 0.09x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93219, Earlimart, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,506 (100%) |
| Owner Occupied HU | 1,174 (46.8%) |
| Renter Occupied HU | 1,213 (48.4%) |
| Vacant Housing Units | 119 ( 4.7%) |
| Median Home Value | $247,902 |
| Average Home Value | $327,477 |
Housing Distribution
Address Breakdown
Residential
727
Single Family
653
Multi-Family
74
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93219, Earlimart, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,506 (100%) |
| Owner Occupied HU | 1,174 (46.8%) |
| Renter Occupied HU | 1,213 (48.4%) |
| Vacant Housing Units | 119 ( 4.7%) |
| Median Home Value | $247,902 |
| Average Home Value | $327,477 |
Housing Distribution
Address Breakdown
Residential
727
Single Family
653
Multi-Family
74
Businesses
64
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brandon Morris • Schuil Ag Real Estate, Inc.
Mls Name: Bakersfield AOR
Mls ID: #202600790