2431 Earlswood CtBrandonFL33510
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2431 Earlswood Ct, Brandon, FL, 33510 in Brandon speaks for itself: 11.56% gross on a $275,000 price, generating $2,648/mo in rent and $541/mo in net income after the $1,237/mo debt service. DSCR 2.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,497 stacks alongside $75,977 in projected five-year appreciation and $2,533/yr in principal reduction. Projected total cumulative return: $157,815.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.0% |
| Monthly Cash Flow | $541 | $800 |
City averages based on Brandon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,648 |
| Total Monthly Debt Service | $1,716 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
1,679 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33510, Brandon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,009 (100%) |
| Owner Occupied HU | 7,572 (63.1%) |
| Renter Occupied HU | 4,001 (33.3%) |
| Vacant Housing Units | 436 ( 3.6%) |
| Median Home Value | $359,230 |
| Average Home Value | $396,138 |
Housing Distribution
Address Breakdown
Residential
11,263
Single Family
8,698
Multi-Family
2,565
Businesses
313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
1,679 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33510, Brandon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,009 (100%) |
| Owner Occupied HU | 7,572 (63.1%) |
| Renter Occupied HU | 4,001 (33.3%) |
| Vacant Housing Units | 436 ( 3.6%) |
| Median Home Value | $359,230 |
| Average Home Value | $396,138 |
Housing Distribution
Address Breakdown
Residential
11,263
Single Family
8,698
Multi-Family
2,565
Businesses
313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices