2430 BluffridgeSan AntonioTX78232
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 2430 Bluffridge, San Antonio, TX, 78232 in San Antonio is narrow, $49/mo net on $2,704/mo rent after the $1,659/mo debt service, but the property operates at break-even-plus, not a loss. At $369,000 with a 8.79% yield, the long-run equity case via 5% appreciation ($101,948 over five years) and $3,399/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.63 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $144,762.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.8% |
| Monthly Cash Flow | $49 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,704 |
| Total Monthly Debt Service | $2,508 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
8,232 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78232, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,156 (100%) |
| Owner Occupied HU | 9,745 (56.8%) |
| Renter Occupied HU | 6,303 (36.7%) |
| Vacant Housing Units | 1,108 ( 6.5%) |
| Median Home Value | $361,240 |
| Average Home Value | $400,934 |
Housing Distribution
Address Breakdown
Residential
16,187
Single Family
10,464
Multi-Family
5,723
Businesses
1,362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
8,232 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78232, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,156 (100%) |
| Owner Occupied HU | 9,745 (56.8%) |
| Renter Occupied HU | 6,303 (36.7%) |
| Vacant Housing Units | 1,108 ( 6.5%) |
| Median Home Value | $361,240 |
| Average Home Value | $400,934 |
Housing Distribution
Address Breakdown
Residential
16,187
Single Family
10,464
Multi-Family
5,723
Businesses
1,362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephen Galvan • Keller Williams Heritage
Mls Name: LERA MLS
Mls Provider:
Mls ID: #1931197
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.