243 Shadowbrook DrCave JunctionOR97523
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 243 Shadowbrook Dr, Cave Junction, OR, 97523 in Cave Junction. At $272,000 it earns $1,867/mo in rent and distributes $225/mo to the owner after the $1,223/mo payment, a consistent 8.24% yield. DSCR 1.53 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $75,149 in value; $2,505/yr in principal paydown compounds ownership stake. Total projected return: $117,470.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $225 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,867 |
| Total Monthly Debt Service | $1,534 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97523, Cave Junction, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,657 (100%) |
| Owner Occupied HU | 2,375 (64.9%) |
| Renter Occupied HU | 847 (23.2%) |
| Vacant Housing Units | 435 (11.9%) |
| Median Home Value | $377,258 |
| Average Home Value | $421,261 |
Housing Distribution
Address Breakdown
Residential
2,364
Single Family
2,360
Multi-Family
4
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97523, Cave Junction, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,657 (100%) |
| Owner Occupied HU | 2,375 (64.9%) |
| Renter Occupied HU | 847 (23.2%) |
| Vacant Housing Units | 435 (11.9%) |
| Median Home Value | $377,258 |
| Average Home Value | $421,261 |
Housing Distribution
Address Breakdown
Residential
2,364
Single Family
2,360
Multi-Family
4
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Oregon Datashare
Mls ID: #220216780